The nib Ultimate Insurance Solution
Life doesn't stand still, and neither should insurance. nib's comprehensive range of cover options can be mixed and matched to suit the needs and concerns of your clients.
About nib UltimateUltimate Life & Living Insurance
Ultimate Health Insurance
Other nib Health Insurance
A healthier approach to insurance
At nib, we know prevention is better than a cure. By combining prevention and protection, you can help your clients reduce financial stress, minimise income disruptions, and support their long-term wellbeing.
Prevention
- Exercise and diet
- Healthy lifestyle choices
- Delaying health issues
- Reducing the impact of illness and aging
- Assitance with recovery
Protection
- Access to the best treatment options
- Income protection during health challenges
- Coverage for unexpected costs
- Protecting loved ones from financial burden

Help your clients plan for the best.
As an adviser, you want to give your clients confidence in their future – protecting their health, financial wellbeing, and the security of those who depend on them. With nib, you can offer more than just cover. Our programmes, tools, and technology help clients take charge of their health journey, identifying risks early and acting fast to help prevent small concerns from becoming big problems.
And if their health takes a turn, nib is there to provide crucial support – whether it’s replacing lost income, covering treatment costs, or offering a lump sum to ease financial stress. With nib, you can help your clients face whatever comes next with confidence.
Why nib's six pillars matter
At nib, we know there are many factors you consider when recommending an insurance solution to your clients. These factors shape how we develop our products and services, guided by the following six core pillars.
Highly rated protection for your clients.
Competitive pricing designed to deliver real value.
Supporting your business with market competitive remuneration.
Fast, efficient processes for you and your clients.
Dedicated support to help you succeed.
A recognised brand that makes client conversations easier.
Missed our nib Ultimate Life & Living Insurance event?
At nib, we’re redefining insurance with a healthier approach - one that works harder to support you and your clients. It’s protection from multiple angles, with smart tools that keeps your client’s everyday health top of mind, with comprehensive cover designed to align with unique needs, concerns, and priorities.
At our launch event we gave an exclusive look at nib’s Ultimate Insurance — a new suite of products designed to help your clients plan with confidence.